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Ideating a bright
digital future.

We work with innovation methods from the Silicon Valley to design better digital services for tomorrow.

Designed for society.

explore

empathize

understand

ideate

test 

iterate

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Being experts in human-centered approaches we know how to analyze the needs of tomorrow to translate them into products, services, or business models.​

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    We want to co-create a financial system that, as a whole, contributes to sustainable development and value creation in economic, environmental and social terms.
     

    With a sustainable

    future in mind.

    We believe in democratized Financial Services that empower a sustainable economy.

      We let ideas flow.

      Constantly mixing art and technology together, we strive to create magic in the realm of wealth management, and beyond.

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      The designers and engineers at the additiv TomorrowLab have created money-saving bots, wealth-generating apps, and risk-analyzing solutions – some of which are out in the world, and some of which are in incubation, awaiting the right moment or partner.

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        Health & Wealth

        A tech-driven app empowering users to achieve a state of financial wellbeing in every lifecycle.

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        A gamified investment approach enabling users to build optimized portfolios with their views about the future.

        Wellbot

        A user-friendly bot enabling people to achieve continuously more savings according to their consumption.

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          We know the best path to master tomorrow's needs.

          The additiv TomorrowLab is an Incubator focusing on innovation in Financial Services.
          We offer you a holistic innovation concept which consists of 4 steps:

           

          Needfinding
          We show you what your customers want.

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          Prototyping & Testing

          We make ideas tangible and testable.

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          Innovation Management
          We innovate your business model and manage the impact of change in your company.

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          Implementation

          We make your solutions work.

          Let's co-create innovation.
          Are you in?

          From one-day workshops with guaranteed impact to full platform onboarding, we help you thrive.

          Get in touch.
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